Klausul Erection All Risk (EAR)
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| Klausul Erection All Risk (EAR) |
ENDORSEMENT 001
Cover for Loss or Damage Due to Strike, Riot and Civil Commotion (SRCC)
It is agreed and understood that otherwise subject to the terms, exclusions, provisions, and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, this Policy shall be extended to cover loss or damage due to riot, strike and civil commotion which for the purpose of this Endorsement shall mean (subject always to the Special Conditions hereinafter contained) loss of or damage to the property insured directly caused by
1.The act of any person taking part together with others in any disturbances of the public peace (whether in connection with a strike or lock-out or not ) not being an occurrence mentioned in condition 2 of the Special Conditions hereof
2.The action of any lawfully constituted authority in suppressing or attempting to suppressing any such disturbance or in minimizing the consequences of any such disturbances,
3.Tthe willful act of any striker or locked-out worker done in furtherance of a strike or in resistance to a lock-out,
4.The action of any lawfully constituted authority in preventing or attempting to prevent any such act or in minimizing the consequences of any such act.
Provided that it is hereby further expressly agreed and declared that
1.All the terms, exclusions, provisions and conditions of the Policy shall apply in all respects to the insurance granted by this extension save insofar as the same are expressly varied by the following Special Conditions and any reference to loss or damage in the wording of the policy shall be deemed to include the perils hereby insured against,
2.The following Special Conditions shall apply in all respects to the insurance granted by the Policy as if this Endorsement had not been made thereon.
Special Conditions
1.This insurance does not cover
a.loss or damage resulting from total or partial cessation of work or retarding or interruption or cessation of any process or operation,
b.loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority,
c.loss or damage occasioned by permanent or temporary dispossession of any building resulting from the unlawful occupation by any person of such building.
Provided nevertheless that the Insurers are not relieved under b or c above of any liability to the Insured in respect of physical damage to the property insured occurring before dispossession or during temporary dispossession.
2.This insurance does not cover any loss or damage occasioned by or through or in consequences, directly or indirectly, of any of the following occurrences, namely
a.War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not) civil war,
b.Mutiny, civil commotion assuming the proportion of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, military or usurped power,
c.Any act of any person acting on behalf of or in connection with any organization with activities directed toward the overthrow by force of the government de jure or de facto or to the influencing of it by terrorism or violence.
In any action, suit or other proceeding, where the insurers allege that by reason of the provision of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the insured.
3.This insurance may at any time be terminated by the insurers on notice to that effect being given by the registered post to the insurer's last know address, in which case the insurers shall be liable to repay a rateable proportion of the premium for the unexplored term from the date of cancellations.
ENDORSEMENT 002
Cover for Cross Liability
It is agreed and understood that otherwise subject to the terms, exclusion, provision an conditions contained in the policy or endorsed thereon and subject to the insured having paid the agreed extra premium, the third party liability cover of the policy shall apply to the policy to the insured parties named and the schedule as if separate policy had been issued to party, provided that the insurers shall that indemnify the insured under the endorsement in respect of liability fore
·Loss of or damage to items insured or insurable insured under section I of the policy, even if not recoverable due to an excess or any limit,
·Fatal or no-fatal injury or illness of employees or workmen's who are or could have been insured under workmen's compensation and/or employers' liability insurance
The insurers total liability in respect of the insured parties shall not however exceed in the aggregate for any one accident or series of accident arising out of one event the limit of indemnity stated in the schedule.
ENDORSEMENT 003
Maintenance Visit Cover (6 weeks)-
It is agreed and understood that otherwise subject to the terms, Exclusion, Provisions and conditions contained in the policy or endorsed thereon and subject to the insured having paid the agreed extra premium, this insured shall be extended for the maintenance period specified hereunder to cover solely loss or of damage to the contract work caused by the insured contractor(s) in the course of the operations the maintenance provision of the contract.
ENDORSEMENT 006
Cover Extra Charge for Overtime, Night Work, Work on Public Holidays, Express Freight (limit Rp. 100.000.000,-)
It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, this insurance shall be extended to cover extra charges for overtime, night work, work on public holidays and express freight (excluding airfreight)
Provided always that such extra charges shall be incurred connection with any loss of or damage to the insured items recoverable under the Policy.
If the sum(s) insured of the damaged item(s) is (are) less then the amount(s) required to be insured, the amount payable under this Endorsement for such extra charges shall be reduced in the same proportion (limit Rp. 100.000.000,00 Deductible Rp. 2.500.000,00 a.o.a)
Cover for Loss or Damage Due to Strike, Riot and Civil Commotion (SRCC)
It is agreed and understood that otherwise subject to the terms, exclusions, provisions, and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, this Policy shall be extended to cover loss or damage due to riot, strike and civil commotion which for the purpose of this Endorsement shall mean (subject always to the Special Conditions hereinafter contained) loss of or damage to the property insured directly caused by
1.The act of any person taking part together with others in any disturbances of the public peace (whether in connection with a strike or lock-out or not ) not being an occurrence mentioned in condition 2 of the Special Conditions hereof
2.The action of any lawfully constituted authority in suppressing or attempting to suppressing any such disturbance or in minimizing the consequences of any such disturbances,
3.Tthe willful act of any striker or locked-out worker done in furtherance of a strike or in resistance to a lock-out,
4.The action of any lawfully constituted authority in preventing or attempting to prevent any such act or in minimizing the consequences of any such act.
Provided that it is hereby further expressly agreed and declared that
1.All the terms, exclusions, provisions and conditions of the Policy shall apply in all respects to the insurance granted by this extension save insofar as the same are expressly varied by the following Special Conditions and any reference to loss or damage in the wording of the policy shall be deemed to include the perils hereby insured against,
2.The following Special Conditions shall apply in all respects to the insurance granted by the Policy as if this Endorsement had not been made thereon.
Special Conditions
1.This insurance does not cover
a.loss or damage resulting from total or partial cessation of work or retarding or interruption or cessation of any process or operation,
b.loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority,
c.loss or damage occasioned by permanent or temporary dispossession of any building resulting from the unlawful occupation by any person of such building.
Provided nevertheless that the Insurers are not relieved under b or c above of any liability to the Insured in respect of physical damage to the property insured occurring before dispossession or during temporary dispossession.
2.This insurance does not cover any loss or damage occasioned by or through or in consequences, directly or indirectly, of any of the following occurrences, namely
a.War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not) civil war,
b.Mutiny, civil commotion assuming the proportion of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, military or usurped power,
c.Any act of any person acting on behalf of or in connection with any organization with activities directed toward the overthrow by force of the government de jure or de facto or to the influencing of it by terrorism or violence.
In any action, suit or other proceeding, where the insurers allege that by reason of the provision of this condition any loss or damage is not covered by this insurance, the burden of proving that such loss or damage is covered shall be upon the insured.
3.This insurance may at any time be terminated by the insurers on notice to that effect being given by the registered post to the insurer's last know address, in which case the insurers shall be liable to repay a rateable proportion of the premium for the unexplored term from the date of cancellations.
ENDORSEMENT 002
Cover for Cross Liability
It is agreed and understood that otherwise subject to the terms, exclusion, provision an conditions contained in the policy or endorsed thereon and subject to the insured having paid the agreed extra premium, the third party liability cover of the policy shall apply to the policy to the insured parties named and the schedule as if separate policy had been issued to party, provided that the insurers shall that indemnify the insured under the endorsement in respect of liability fore
·Loss of or damage to items insured or insurable insured under section I of the policy, even if not recoverable due to an excess or any limit,
·Fatal or no-fatal injury or illness of employees or workmen's who are or could have been insured under workmen's compensation and/or employers' liability insurance
The insurers total liability in respect of the insured parties shall not however exceed in the aggregate for any one accident or series of accident arising out of one event the limit of indemnity stated in the schedule.
ENDORSEMENT 003
Maintenance Visit Cover (6 weeks)-
It is agreed and understood that otherwise subject to the terms, Exclusion, Provisions and conditions contained in the policy or endorsed thereon and subject to the insured having paid the agreed extra premium, this insured shall be extended for the maintenance period specified hereunder to cover solely loss or of damage to the contract work caused by the insured contractor(s) in the course of the operations the maintenance provision of the contract.
ENDORSEMENT 006
Cover Extra Charge for Overtime, Night Work, Work on Public Holidays, Express Freight (limit Rp. 100.000.000,-)
It is agreed and understood that otherwise subject to terms, exclusions, provisions and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, this insurance shall be extended to cover extra charges for overtime, night work, work on public holidays and express freight (excluding airfreight)
Provided always that such extra charges shall be incurred connection with any loss of or damage to the insured items recoverable under the Policy.
If the sum(s) insured of the damaged item(s) is (are) less then the amount(s) required to be insured, the amount payable under this Endorsement for such extra charges shall be reduced in the same proportion (limit Rp. 100.000.000,00 Deductible Rp. 2.500.000,00 a.o.a)
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